Ironhorse Insights & News

In the dynamic world of investments, it's crucial to stay the course and avoid making emotional decisions based on market noise. In this article we dive into why maintaining a steady investment strategy, despite market volatility and external influences like political changes, is essential for long-term financial success. Discover how missing just a few of the market's best days can significantly impact your returns and why understanding your risk tolerance can help you stay on track.

Understanding your "magic" retirement number is crucial for securing a comfortable future. Recent research reveals that Americans now believe they need $1.46 million to retire comfortably, up from previous estimates. This post delves into the factors driving this shift, the impact of inflation, and how you can determine your own retirement needs. Join us as we explore strategies to help you achieve financial security in retirement.

When it comes to financial markets one thing you constantly hear is they hate uncertainty which is what is happening with the recent decline in stock market prices due to the coronavirus. And why exactly do the markets care about the coronavirus? They care because of its effect on global economic growth and on earnings for companies.

Even if you can only contribute a small portion of your paycheck to retirement, it’s typically better to start early and invest small amounts than to put away nothing at all.

If you look just at the strength of companies in the S&P 500, earnings growth is looking to be above 19% and this is following over 24% in the 1st qtr. Consumer sentiment remains high, the Small Business Optimism index hit its 6th highest reading in history, the job market is robust, wages are starting to increase-things are looking pretty rosy. What hasn’t been fun is the market itself.

Saving money doesn't necessarily have to be a difficult or perplexing enigma you have to solve immediately. There are ways that you can start today — regardless of how much money you make or how much debt you have.